EMI Calculator

Estimate your EMI, view the full repayment schedule, visual break-ups, a detailed report, and check how much loan you are eligible for.

Check Your Eligibility

Instant estimate of the loan amount you can qualify for

Live estimate

Net Monthly Income₹75.0 K

Existing Monthly EMIs₹10.0 K

FOIR (% of income)55%

How this is calculated

Lenders allow a fixed share of your monthly income (FOIR) to go towards EMIs. Your eligible loan amount is the maximum principal that fits within the balance left after your existing EMIs, at the rate and tenure set below.

Eligible loan amount

₹29,92,651

at 9.50% p.a. for 15 years

48%of income

Committed to EMIs · lender norm 55%

EMI affordability

₹31,250

Current EMI

₹26,106

* FOIR norms vary by lender (typically 40–65%) and depend on your credit profile.

Loan Details

Adjust the sliders or type exact values — every result updates instantly.

Loan Amount₹25.00 L

Interest Rate (% p.a.)9.50%

Tenure (Years)15 yrs

Monthly EMI

₹26,106

Principal

₹25,00,000

Total Interest

₹21,99,011

Total Payment

₹46,99,011

Principal vs Interest

Break-up of your total repayment

Outstanding Balance

How your loan reduces year by year

Yearly Principal vs Interest Paid

Interest share falls as the loan matures

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